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Buying property in Portugal

The transaction, end to end

  1. 01

    NIF & bank account

    Tax number first; everything else waits on it.

  2. 02

    Lawyer & due diligence

    Licences, registry, boundaries, debts, planning.

  3. 03

    Reservation

    What it commits you to — and what it should not.

  4. 04

    CPCV — promissory contract

    Deposit, penalties, conditions, dates.

  5. 05

    Escritura — the deed

    Notary, funds, keys, registration.

  6. 06

    After completion

    Utilities, IMI, management, insurance.

This page describes how a purchase generally works. It is not legal or tax advice, and it is no substitute for your own lawyer and tax adviser — we will introduce both.

Costs on top of the price

The cost table is being confirmed with a Portuguese lawyer and tax adviser before publication. We would rather leave it out than publish a figure you might rely on.

10 · The guide

The Private Buyer's Guide to the Algarve

How to search, evaluate, negotiate and acquire prime property in Portugal with confidence.

Download the guide